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Trade Name Restoration
Food Borne Illness
Loss of Business Interruption

Shigella, Hepatitis A, E-Coli, Salmonella

Just when everything was going so well ...

your business experiences a loss of income from a food borne illness interruption, from either a supplier or employee source. While you may be looking at your suppliers, the health department is looking at your employees.

Even the best restaurants can suddenly be trapped in an infectious health situation or media event due to a food borne illness that ends up totally out of control. Our experience shows even locations with the same trade name in the same general area may be affected by closures or announcement causing:

  • Long term damage to your restaurant name
  • Adverse media exposure
  • Potentially devastating financial impact
  • Loss of market share
  • A possible loss of your business
  • Serious damage to business and community reputation
General Liability does not
address the business
interruption or lost income
impact of a food borne
illness event.

  Contingent Business Interruption (TNR) General Liability
Media Caused - BI (food borne illness)
yes
no
Profit Loss
yes
no
Accidental/Malicious Contamination
yes
no
Trade Name Rehabilitation
yes
no
Continuing Expenses
yes
no
24/7 Crisis Management
yes
no
Injury Costs
no
yes
Defense Costs
no
yes
Judgments
no
yes
General Liability and
Contingent Business
Interruption are two
separate policies when it
comes to food borne
illness

 

 

 documents

Highlight Sheet (PDF):
Trade Name Restoration

Applications (PDF):
Trade Name Restoration

Short Application


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