Bed Bug Infestation Recovery

Business Interruption and Extra Expense Coverage for
Bed Bug Infestations
(Lodging Facilities)

Bed bug infestations are becoming a national epidemic, racking up expenses and devastating profits. We have access to the first business interruption and extra expense coverage for bed bug infestations for lodging facilities.

Policy Features:

• No waiting period for policy triggers

• Up to 6 month period of restoration available

• NO DEDUCTIBLE for all expenses except Decontamination Expenses (coinsurance applies for decontamination expenses)

• Loss of Lodging Revenue

• Rehabilitation Expenses:

  • Marketing

  • Overtime of regular staff

  • Other mitigation expenses

• Third-Party Remediation Expenses:
  
  
  • Customer decontamination expenses
    
    
  • Onsite customer first aid
    
    
• Extortion Payments
  
  
• Decontamination Expenses (affected lodging room and lodging rooms immediately adjacent to the affected lodging room)
  
  
  • No co-insurance for first $5,000, then 10% co-insurance applies
    
    
• Immediate and expert crisis management from Specialty Risk Management, Inc.:
  
  
  • 24/7 customer hotline
    
    
  • Assistance with regulatory authorities and requirements
    
    
  • Marketing and media control
    
    
  • Preventative resources (bed bug prevention checklists, informal questions, etc.)

Highlights (PDF):
Bed Bug Infestation

Applications (PDF):
Bed Bug Infestation

Agent Tools (PDF):
Bed Bug Infestation

Links:

• Professional Liability Insurance Services Unveils Bed Bug Insurance
  
  
• Bed Bug Infestation Recovery Insurance
  
  
• Don't Let Bed Bugs Take A Bite Out Of Your Profits
  
  
• Bed Bug Insurance Now Available!
  
  
• Professional Liability Insurance Services announces first ever "Bed Bug" Policy